Banking & Financial Intermediation: Concepts, Risks, Capital & Regulation

In this course you will learn:

• The role of banking and financial intermediation in any economy
• The theories and the macro-economic context governing banking and financial intermediation
• The processes, functions, advantages and drawbacks of banking and financial intermediation
• The various types of lending and investing activities undertaken by banks and financial intermediaries and the nature of collaterals/securities used
• The need for and the role of non-fund based business, the products and services that comprise these non-fund based services and how and why are they accounted as ‘Contingent Liabilities’
• The heightened level of embedded risks in banking and financial intermediation in globally interconnected financial systems, including:
  • Credit risk
  • Off-balance sheet risk
  • Operational risk
  • Liquidity risk
  • Solvency risk
• How are these risks identified, measured and managed, using several risk mitigation techniques and regulatory mechanisms
• ‘Capital adequacy’ and ‘Basel guidelines’ and their role in ensuring the stability of the financial system in any country